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– M-Pesa (Kenya)

– mKesh (Mozambique)

– bKash (Bangladesh)

– Airtel (Uganda, Malawi, Niger)

The consequences of cell cash are largely positive. One study demonstrates that cell money “reduced the excessive poverty index by 42%” in Bangladesh. Cell cash also “increased food safety by 45% for households” positioned removed from a bank in Northern Uganda. Different research suggest mobile money can help unbanked families purchase essential items during unexpected hardship.