If you’re fearful about money, you’re not alone. Many people, from all around the world and from all walks of life, are having to deal with financial stress and uncertainty at this difficult time. Whether your problems stem from a loss of work, escalating debt, unexpected expenses, or a combination of factors, financial fear is considered one of the commonest stressors in modern life. Even earlier than the worldwide coronavirus pandemic and resulting economic fallout, an American Psychological Affiliation (APA) study found that 72% of Americans really feel burdened about cash at least a few of the time. The recent financial difficulties mean that even more of us are actually going through financial struggles and hardship.

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Chase Reward charges: Limitless 1.5% cash again on all purchases and 5% back on journey by Chase, 5% money back on grocery store purchases (not together with Target® or Walmart® purchases) on as much as $12,000 spent in the primary 12 months, 3% again on dining, 3% again on drugstore purchases

Annual fee: $0

New member bonus: $200

Bonus redemption threshold: $500 in first three months

Credit score requirement: Good to Glorious

Intro APR: 0% on purchases (15 months)

APR for purchases: 14.99% to 23.74% variable

APR for steadiness transfers: 14.99% to 23.74% variable

Steadiness switch fee: 5% (minimum of $5)