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That house you are eyeing: Has it ever flooded? What local weather-associated injury has the area skilled lately? As a potential purchaser involved about climate threat, these are good questions. But sellers may be reluctant to share that type of data — and your agent will not be ready to ask for it. In actual fact, depending on the state, your realtor might not be required to share a lot, as disclosure laws fluctuate across the country.

Climate change is barely now starting to seriously impact the real property market, however it should change into an increasingly key issue. Finally, repeated bouts of extreme weather will affect all the things from mortgage interest charges to insurance premiums. And because realtors are lagging behind on informing buyers about local weather risks, you have to be your personal greatest advocate. Press for answers and determine your risk tolerance.