Now a study revealed in the June 10 situation of journal Science supplies extra fodder for the talk over the value of microlending. It looked at microloans given to just under 1,000 individuals in the Philippines who run very small companies. Economists Dean Karlan of Yale University and Jonathan Zinman of Dartmouth School compared the outcomes for two similar groups, one which acquired microloans and one that did not, over roughly a one- to two-yr period.

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