The Challenges Of Micropayments For E-Commerce Websites
公開日:2022/06/08 / 最終更新日:2022/06/08
Conventional finance institutions like banks or bank card providers don’t have a enterprise model to assist micropayments. Their enterprise model relies on taking fastened prices and a share of the sales worth for each transaction; that makes selling low-value items unfeasible. Not solely are they not able to take a charge from low-value transactions, but the costs on every transaction will change into prohibitive to the seller, rendering the service moot.
The Internet changes the logic of bundling for digital merchandise, nevertheless, 정보이용료현금화 since the marginal price of production is reduced to almost zero and distribution prices are negligible. Subsequently as soon as an organization takes the money and time to supply a digital product it can afford to supply it to the public at very low costs when gross sales quantity is high. The query then turns into whether or not consumers can be prepared to abandon their traditional calculations of worth that a newspaper is simply worth shopping for if it has a whole lot of articles, and then for 50 cents for the brand new considering that for those who only read 12 articles it is worth paying 1 cent every for those you actually read. Micropayments make this second sales mannequin doable. But typical bundling theory militates towards it.
“One of the vital highly effective advantages of SwapSmarts is the micropayment feature. Utilizing a pre-pay mannequin, members purchase SmartBucks, which they will then use to ask questions, which can be as little as 10 cents or much less per reply” says our COO, Steve Brown. “These SmartBucks will probably be deposited into the customers “Can Spend” account, where they can purchase answers from other specialists. We firmly consider that micropayments for content is the long run viable internet business mannequin, and we are going to proceed to provide and develop these companies in the future.
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