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公開日:2022/06/08 / 最終更新日:2022/06/08
Whereas I primarily have the Amex Platinum for the perks that it affords, it’s nonetheless a card that I spend a major quantity on. That’s as a result of the card offers 5x points on airfare bought immediately with airlines (up to $500,000, 신용카드현금화 and then 1x), and it additionally affords glorious travel protection. I value Amex Membership Rewards factors at 1.7 cents every, so to me this card provides an 8.5% return on airfare.
The Capital One Platinum card is lighter on fees and penalties than comparable cards. To start, there’s no annual price. Since most unsecured cards marketed to customers with poor or honest credit require a membership price – typically charging upwards of $70 per year just to hold the card and typically even more in the second 12 months – this is a big plus. When you stay on observe together with your funds, avoid carrying a steadiness and in any other case practice accountable card use, you have an opportunity to construct your credit profile with the Capital One Platinum card at no cost.
Balance switch should occur within the first ninety days of account opening to qualify for the 0% APR (annual percentage charge) introductory provide and might be subject to a steadiness transfer charge of $5 or 3% of the quantity of each transfer, whichever is greater. After the 12 billing cycle interval, your APR will default to your buy APR.
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