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The Lopez household was enthusiastic about finally attending to rework their kitchen, something they’d been eager to do for over a yr. However, their excitement transformed into anxiety when their contractor told them the bills for the venture would come to round $20,000. They knew they might cost it all on their bank card, however the most they may presumably squeeze out of their finances to pay it again would be $500 a month. At that charge, they’d take nearly six years to repay the debt and pay greater than $7,000 in curiosity.

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